You dont have to sell insurance or take surveys to work at home!
When I couldn't find a job that would pay enough to cover daycare for twins, and let me have any money leftover for bills. I started looking online for stuff I could do from home and found some great places. I have made a list of places that I have used (only free ones), I know they're all legit because I don’t list them until I've been paid by them. I do have survey sites listed; only the ones that I know for sure work. The 2nd place I listed is totally different. You design and run your own jewelry web store. You don't buy inventory or anything; you make commission from the sales. In my opinion it's a win-win situation. You can see my list and details on these places at http://www.freewebs.com/free2workathome/